Deposit Product Details
Account | Pays | Minimum | Monthly |
E-Checking | No | $50 | None |
NOW Checking | Yes | $100 | Tiered |
Pay-Check-Plus Checking | Yes | $100 | $7 |
Money Market Deposit Account | Yes | $2,500 | Tiered |
Super Money Market Deposit Account | Yes | $10,000 | Tiered |
Graham Savers Account | Yes | $50 | Tiered |
Certificates of Deposit | Yes | $1,000 – $2,500 | None |
Individual Retirement Accounts | Yes | $10 | None |
Share Loans Secured by Graham Savings Deposit Account | N/A | N/A | N/A |
GRAHAM SAVINGS E-CHECKING
MINIMUM BALANCE | CHECKS PROCESSED FREE MONTHLY | MONTHLY SERVICE CHARGE |
---|---|---|
None Required | Unlimited | None |
- Minimum opening balance $50
- E-Statements required
- Check orders at customer expense
- Restrictions apply/ See a new account representative for full disclosures that may apply
GRAHAM SAVINGS NOW CHECKING
MINIMUM BALANCE | CHECKS PROCESSED FREE MONTHLY | MONTHLY SERVICE CHARGE |
---|---|---|
$600 ABOVE | Unlimited | None |
$500 to $599 | 30 | $4.00 |
$400 to $499 | 30 | $5.00 |
$300 to $399 | 30 | $6.00 |
Under $299 | 30 | $7.00 |
An additional service charge of $.25 will be charged for each check processed in excess of 30 during a statement cycle. This fee will not apply with a daily balance of $600 or more per statement cycle.
- Minimum opening balance $100
- Interest bearing account
- FREE – 1st order of 120 personalized stock checks.
- Restrictions apply/ See a new account representative for full disclosures that may apply
GRAHAM SAVINGS PAY-CHECK-PLUS CLUB ACCOUNT
MINIMUM BALANCE | CHECKS PROCESSED FREE MONTHLY | MONTHLY SERVICE CHARGE |
---|---|---|
None Required | 75 | $7.00 |
- Minimum opening balance of $100
- Interest bearing account
- Restrictions apply
An additional service charge of $.25 will be charged for each check processed in excess of 75 during a statement cycle.
- Free personalized stock checks
- Free notary service
- Free money orders
- Free automatic drafts for loan payments
- Accidental Death & Dismemberment Insurance1 (coverage divides equally on joint accounts and reduces by 50% at age 70)
- See a new account representative for different AD&D coverage amounts available
- Up to $5,000 Identity Theft Expense Reimbursement Coverage1
- Debit and Credit Card Registration*
*Registration/activation required.
1Special Program Notes: The description herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named on the certificate of insurance.
Insurance products are not insured by the FDIC or any Federal Government Agency. Insurance products are not a deposit of or guaranteed by the Bank or any Bank Affiliate. Insurance products may go down in value.
GRAHAM SAVINGS MONEY MARKET
MINIMUM BALANCE | MONTHLY SERVICE CHARGE |
---|---|
$2,500 & Above | None |
Under $2,500 | $7.00 |
- An additional withdrawal fee of $1.00 will be charged for each withdrawal in excess of SIX during a statement cycle.
- Restrictions apply/ See a new account representative for full disclosures that may apply
GRAHAM SAVINGS SUPER MONEY MARKET
MINIMUM BALANCE | MONTHLY SERVICE CHARGE |
---|---|
$10,000 | None |
$9,999.99 & Below | $7.00 |
- An additional withdrawal fee of $1.00 will be charged for each withdrawal in excess of SIX during a statement cycle.
- Restrictions apply/ See a new account representative for full disclosures that may apply
GRAHAM SAVERS ACCOUNT
- Minimum opening deposit of $50 is required
- No deposit restrictions
- Interest bearing account
- Restrictions apply/See a new account representative for full disclosures that may apply
A low balance fee of $2.00 will be imposed every statement cycle if the balance in the account falls below $50.00 any day of the cycle. An additional withdrawal fee of $1.00 will be charged for each withdrawal in excess of SIX during a statement cycle.
CERTIFICATES OF DEPOSITS & INDIVIDUAL RETIREMENT ACCOUNTS
Contact our Savings department for term and rate information.
- Restrictions apply/See a new account representative for full disclosures that may apply
SHARE LOANS
Graham Savings offers Share Loans that are secured by a Graham Savings CD or Savings account. The rate on the loan is determined by the interest being paid on the account.
- Restrictions apply/Ask for details