Disclosures

Use of Information

Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of Graham Savings Online.

Copyright Information

©2012 Graham Savings Online, All Rights Reserved
©2012 The Forms Group, Scottsdale, AZ All Rights Reserved

All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

Trademark Information

BankSITE® is a registered trademark of The Forms Group.

Disclaimer of Warranties

The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.

Descriptions of, or references to, products, services or publications within Graham Savings Online’s web site does not imply endorsement of that product, service or publication. Graham Savings Online makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Graham Savings Online specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Disclosures

Disclosure Statement For Consumers: Loan information presented on the website of Graham Savings Online is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.

Deposit information presented on the website of Graham Savings Online is in accordance with the Federal Reserves Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.

Facts, data, & other information presented on Graham Savings Online website pages are provided directly by Graham Savings Online.

Graham Savings Online, our employees, officers, directors and shareholders, as well as BankSITE®, are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.


Complaint Notice:

Graham Savings is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Graham Savings should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below:

In Person or by U. S. Mail:
2601 North Lamar Boulevard, Suite 201
Austin, Texas 78705-4294

Telephone No: (877) 276-5550
Fax No: (512) 936-2003
or via electronic submission on the Department’s website at
http://www.sml.texas.gov/consumerinformation/tdsml_consumer_complaints.html

Lost/Stolen Debit Card

If your ATM/Debit Card is lost or stolen, contact us immediately at 940.549.2066. After business hours, please call 888.263.3370 to receive immediate assistance.