| Account Type | Minimum Deposit to Open |
Monthly Service Charge |
| NOW Checking | $100 | Tiered |
| Pays Interest | ||
| Pay-Check-Plus Checking | $100 | $7 |
| Pays Interest | ||
| Money Market Deposit Account | $2,500 | Tiered |
| Pays Interest | ||
| Graham Savers Account | $50 | Tiered |
| Pays Interest | ||
| Certificates of Deposit | $1,000 – $2,500 | None |
| Pays Interest | ||
| Individual Retirement Accounts | $10 | None |
| Pays Interest | ||
| Share Loans | ||
| Secured by Graham Savings Deposit Account |
| MINIMUM BALANCE | CHECKS PROCESSED FREE MONTHLY |
MONTHLY SERVICE CHARGE |
| $600 ABOVE | Unlimited | None |
| $500 to $599 | 30 | $4.00 |
| $400 to $499 | 30 | $5.00 |
| $300 to $399 | 30 | $6.00 |
| Under $299 | $7.00 | |
An additional service charge of $.25 will be charged for each check processed in excess of 30 during a statement cycle. This fee will not apply with a daily balance of $600 or more per statement cycle.
- Minimum opening balance $100
- Interest bearing account
- FREE – 1st order of 150 personalized stock checks.
- Restrictions apply/ See new account representative for full disclosures that may apply
GRAHAM SAVINGS PAY-CHECK-PLUS CLUB ACCOUNT
| MINIMUM BALANCE | CHECKS PROCESSED FREE MONTHLY |
MONTHLY SERVICE CHARGE |
| None Required | 75 | $7.00 |
- Minimum opening balance of $100
- Interest bearing account
- Restrictions apply
An additional service charge of $.25 will be charged for each check processed in excess of 75 during a statement cycle.
- Free personalized stock checks
- Free notary service
- Free travelers checks
- Free money orders
- Free automatic drafts for loan payments
- Free $10,000 accidental death and dismemberment insurance coverage
- Additional insurance coverage available/See new account representative
- Up to $5,000 Identity Fraud Expense
- Credit Card Registration
- Restrictions apply/ See new account representative for full disclosures that may apply
| MINIMUM BALANCE | MONTHLY SERVICE CHARGE |
| $2,500 & Above | None |
| Under $2,500 | $7.00 |
- An additional withdrawal fee of $1.00 will be charged for each withdrawal in excess of SIX during a statement cycle.
- Restrictions apply/ See new account representative for full disclosures that may apply
- Minimum opening deposit of $50 is required
- No deposit restrictions
- Interest bearing account
- Restrictions apply/See new account representative for full disclosures that may apply
A low balance fee of $2.00 will be imposed every statement cycle if the balance in the account falls below $50.00 any day of the cycle.
CERTIFICATES OF DEPOSITS & INDIVIDUAL RETIREMENT ACCOUNTS
Contact our Savings department for term and rate information.
- Restrictions apply/See new account representative for full disclosures that may apply
Graham Savings offers Share Loans that are secured by a Graham Savings CD or Savings account. The rate on the loan is determined by the interest being paid on the account.
- Restrictions apply/Ask for details
