Privacy Statement

FACTS WHAT DOES GRAHAM SAVINGS DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does GRAHAM SAVINGS share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We Don’t Share
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don’t Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We Don’t Share
For affiliates to market to you No We Don’t Share
For non–affiliates to market to you No We Don’t Share
Questions? If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:
  • Phone: 940.549.2066
  • Go to WWW.GRAHAMSL.COM
Who we are
 
Who is providing this notice? GRAHAM SAVINGS AND LOAN, SSB
What we do
 
How does Graham Savings and Loan, SSB protect my personal information? To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access of personally identifiable financial information to those employees with a specific business reason for utilizing this data.
How does Graham Savings and Loan, SSB collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • apply for a loan or pay your bills
  • use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Graham Savings and Loan, SSB has no affiliates
Nonaffiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Graham Savings and Loan, SSB does not share information with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Graham Savings and Loan, SSB does not have any joint marketing agreements with non-affiliated companies
Other Important Information
Graham Savings and Loan, SSB is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending.  Any consumer wishing to file a complaint against Graham Savings and Lona, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below.

In Person or by U. S. Mail:

Texas Department of Savings and Mortgage Lending

2601 North Lamar Boulevard, Suite 201

Austin, Texas 78705-4294

Telephone:  877-276-5550

FAX:  512-475-1505

E-Mail:  smlinfo@sml.texas.gov